We’ve insured homeowners in Silverton, Salem, and the surrounding communites for more than 25 years, through a handpicked list of highly-rated insurance companies.  We offer additional coverages for flood and earthquake that many other agencies do not provide. Whether you are just starting out with a small two-bedroom house in which you have only basic furnishings, or you own a custom, high-value ten bedroom house filled with valuable art and antiques, we’ll provide the right coverage for you, making sure we aren’t skimping on coverage or leaving discounts on the table.

We’ve got homeowners insurance, landlord insurance, and renters insurance options for:

  • Single-family homes
  • Condos & Townhomes
  • Duplexes
  • High Value Homes
  • Manufactured Homes
  • Rentals and Investment Properties
  • Hobby Farms
  • High Risk Properties

Homeowners insurance policies are package policies that cover damages to property as well as liability or legal responsibility for many injuries and/or property damages that the policyholders may cause to others.  It covers damages that are caused by many disasters to structures, personal belongings. Additional living expenses or loss of rents are covered for a covered loss that renders the home unlivable while it is repaired or rebuilt.

There are additional coverages other than property and liability that can be included as optional additions to homeowners insurance, which include:

  • Identity Theft Recovery
  • Refigerated Food Spoilage
  • Water/Sewer backup
  • Credit Card Forgery
  • Medical payments
  • Loss Assessment (for Condos & HOAs)
  • Scheduled Personal Property

To insure your home in the Willamette Valley, or anywhere else in Oregon, contact us for a quote or to ask a question today!