Fall Home Maintenance Tips

Fall is a wonderful time in the Willamette Valley — if your home is ready for it.

 

Yes, this is the time of year to fix small problems before they become big, and big ones before they become catastrophic. Here are 10 tips to help:

 

  1. Look up. Examine your roof closely. Remove moss, clear debris from your gutters and downspouts, and repair any damage.craftsman-home
  2. Look down. Check for signs of animals and insects around your home and garage, including in the basement and crawlspace. Bring in a professional to get rid of unwanted guests.
  3. Keep things warm. Heat escapes through leaks around windows and doors, so seal up any drafty areas. Outside, put covers over faucets before temperatures drop.
  4. Keep things dry. Drain outdoor hoses, faucets and irrigation systems. Check that rainwater can drain away from your home. Look in the basement and crawlspace for wet spots. And, make sure your water heater or boiler isn’t leaking.
  5. dryer-lintClear the air (or vents and filters, at least). When’s the last time you checked your dryer vent? You should take a look at attic vents and exhaust ducts, as well. And, change that furnace filter!
  6. Take a walk. Cracks in your driveway or walkways will only get bigger, so get them fixed soon. If your deck has signs of wear, make repairs now.
  7. Get a tune-up. You or a professional should clean and tune your furnace, boiler and/or water heater, as well as your oven and range.
  8. Don’t play with fire. Before building your first fireplace fire of the season, check for soot or creosote build-up.
  9. Don’t play with fire extinguishers, either. But, check them to ensure they still have pressure. Don’t have fire extinguishers? Put them on your shopping list, at least one for each floor.
  10. smoke-detectorDon’t forget those smoke and carbon-monoxide detectors. Replace batteries when needed, and test regularly that alarms are working.

 

Keeping your home insurance policy in tip-top condition is smart, too. Remember to check in with us at least once a year to update your policy so you’re covered for your new remodel, additions or personal possessions.

What items are on your to-do list for home upkeep this season?

Why Use An Independent Insurance Agency?

Bent ScrewdriverDon’t tell my dad, but my toolbox is full of bent screwdrivers.  He always told me to “use the right tool for the job,” but I often find myself using the closest tool instead of the correct one.  So I end up bending screwdrivers opening a paint can one day, and trying to loosen a screw with a pry-bar the next.

It makes good sense to use different tools for different jobs.  You may be able to force a tool into a job it was never designed for, but using the right tool sure makes the job go smoother!

One benefit of an independent insurance agency like Klopfenstein Insurance is that we represent many different insurance companies.  Your situation and needs are different than your neighbor’s, and may be a better fit with a different company.  Just because he saved 15% by switching his insurance doesn’t mean you will too.  Also, your situation may change over time, and you may need us to “go shopping” for you periodically.

Many of the “big name” insurance companies whose ads you may see on TV or hear on the radio Empty Toolboxrequire their agencies to only sell their products; this is called a “captive agency.”  If you fit their product, they can be a great fit for you.  But for many people, they don’t quite fit, and they end up overpaying.

Full ToolboxThis is the insurance equivalent of having one screwdriver in your toolbox.  Doesn’t it make more sense to go with an agent with a variety of tools – one that listens to your situation and finds the right tool for the right job?

Contact us today to request a quote!